First Time and Experienced Home Buyer Assistance    

Buying a home today is a complicated process so the advocacy of Roberto Clemente as your experienced,and skilled Century 21 Award Realtor® can provide additional help for the first-time and experienced home buyer, and will result in a better outcome.

As your Century 21 Award Realtor® I host this web site and I offer first time home buying information and tips on the whole process from qualifying for a mortgage, comparing types of housing, searching for homes, inspection, and negotiating for the best price and terms to tips for having a smooth closing.

Wouldn't you like to know about the availability of first-time buyers loans that have lower interest rates on their mortgage products? How about getting a home inspector who understands that he works for the buyer, not the real estate agent? If you are buying a new home you will need to learn about construction standards and lot selection. These are just some of the advantages of working with Roberto Clemente as your exclusive buyer's agent.

Other benefits to using Roberto as your exclusive buyer's agent include finding out the seller's motivation for selling. If the agent works for the seller, he cannot disclose that information to you yet it could have a major impact on the amount you offer for a house as well as the date for closing. If the agent works for the seller, he cannot tell you about any conversations he has had with the seller that would reveal information that could strengthen your bargaining position. And he cannot point out reasons not to buy the house or that a better? for sale by owner' home is available in the neighborhood.

Home buyers who have not made a purchase in over a decade may find that they, too, would benefit from working with an agent who is skilled at educating the novice buyer. Choose Roberto Clemente as your own special agent, one that will exclusively represent you "the buyer", to help you.

Real estate transactions have grown increasingly complex with the need for greater due diligence and research before an offer is made and a full understanding of the roles and duties of agents involved in a transaction.


            

                           Don't Throw Money Away!
                                 Avoid Costly Mistakes When Buying Your New Home 

Home buyers you can avoid costly mistakes when buying a house by heeding the advice of an expert like Roberto Clemente a Century 21 Award Realtor® who knows that although your home purchase is traditionally an excellent financial investment there are ways to put more money in your pocket from the transaction. 

Would you like to buy a home with No Money Down, and No Closing Costs? 
While other agents might say "No Way", Roberto Says:  No Problem!

Roberto has helped his clients save an average of $20,000 - $30,000 or more per transaction.

Let Roberto Help You Save Money, and Lower Your Cost of Buying a Home.
Roberto gives his Buyers 20% of his Commission in the form of a Rebate Check at the end of each transaction. 
That's Right!  Roberto will 
give you 20% of his commission.  What other Realtor will do that for you?

Get all the benefits of working with an expert Real Estate Agent and receive 20% of his commission. That would typically be $1,800 on a $300,000 home!

Save an additional 5% when you buy & sell a house with Roberto.
Contact Roberto for more details.

You could use your rebate check to:

Make Your First Home Payment.


Pay Moving Expenses.

Buy New Furniture or Take a Long Deserved Vacation.  

Another Reason To Choose Roberto As Your Buyer´s Agent

Learn the local real estate market by choosing me as your buyer´s agent.  My job is to educate you about homes available and what you should offer by preparing a Comparative Market Analysis (CMA) or property value study.  As your buyer´s agent  I will also protect your interests by including typical contingency clauses for a satisfactory appraisal, home inspection, and mortgage commitment.

Save Money on Your Mortgage

If you are looking for ways to save money on your mortgage, shop before you start looking at homes so that you can get your best rate and be sure of the amount of your pre-approval. A pre-approval is a negotiating advantage for you and is an absolute necessity in a hot market or ?priced-right´ homes with competing offers. 

If you are looking for a great Mortgage Loan Officer that will look out for your best interest feel free to call Jose Hernandez at Homes 123 .  You can reach Jose at (619) 279-7424.  Jose works very close with Roberto to provide Roberto's clients with fast (10-30 day escrows) and Low Low interests rates.  Roberto has worked with many mortgage lenders from large and small national chains.   He highly recommends Jose to his clients.  It doesn't cost anything to call, and have Jose pre-approve you and give you a quote over the phone today!

Timing Your New Home Purchase

The best time of the year to buy a house is when the season slows down and there are fewer home buyers in the market ? Thanksgiving to mid-June. Homes listed and available during the slow season are from serious home sellers. Most people don´t want to move until the summer months so they don´t start actively looking until their children get out of school.  Why? Because most families have children that attend school and don't want to disrupt their childrens education.

Protect Yourself with a Good Home Inspection

Home inspectors say that all houses, including brand new homes, have defects but some are incurable. Some defects will be obvious to you, such as a poor location, others may need the skill of a good home inspector and other testing for presence of pests, radon, or lead paint.  Roberto highly recommends Countywide Home Inspection Services, their highly trained and detailed inspectors are detail oriented and will look out for your best interests.  They can be reached at (619) 448-2874.